Hallmark Residential Mortgage & Commercial Lending
'Quality & Professionalism is our Standard'

  Home    Loan Center    Products    About Us    FAQ    Resources  

HALLMARK RESIDENTIAL MORTGAGE & COMMERCIAL LENDING offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide WHOLESALE RATES:

*The following programs are just a few of the MANY products that we have available: 

 
REFINANCE AND PURCHASE TRANSACTIONS
100% LTV Loan Program
Conforming Loans
Reduced Documentation Loans
Interest Only Loans
Investment Property Loans
Second Mortgage and Home Equity Loans
Flex Saver Arms
Jumbo Loans
STATED INCOME & STATED ASSET
FHA, VA, USDA- GOVERNMENT LOANS

REFINANCE AND PURCHASE TRANSACTIONS

*We offer a wide selection of both Refinance and Purchase Loan Programs: 

Debt Consolidations, Home Improvements, Cash Out to you for Many Purposes, New and Existing Home Purchases etc.


100% LTV Loan Program

Ideal for first-time buyers, these no down-payment mortgages can help reduce the cost associated with obtaining a home loan.  These programs are offered a variety of ways and choices.

  This product would also assist someone wanting to refinance and payoff debt.  Great tax benefits!!  NO MORTGAGE INSURANCE OPTIONS ALSO AVAILABLE!!!


Conforming Loans

Conforming loan programs allows customers to choose long term or short term pay back options as well as fixed or adjustable interest rates.  These loans are typically 95% LTV or lower loan amounts. 

 


Reduced Documentation Loans
  • No Income/No Assets (up to 95% LTV)
  • Stated Income/Stated Assets
  • Reduced Documentation for Salaried Borrowers
  • No Ratio

Ideal for commissioned, self-employed or retired borrowers-  the no-and-low doc programs can help you qualify to refinance or purchase your home without the hassles of documentation. *Give us a call at (336) 226-8900 for more details.


Interest Only Loans

SMALLER INITIAL MORTGAGE PAYMENTS!! This loan allows for interest only payments for the first 10-15 years of the loan term with the unpaid balance fully amoritized over remaining term. (30 Year Terms)   You can refinance at any time without a pre-payment penalty.  *Balance x Interest Rate / 12= Monthly Payment

Call for details!


Investment Property Loans

We offer competitive Second Home and Investment Property loan transactions.


Second Mortgage and Home Equity Loans

Allows borrowers to use the existing equity in their homes for many purposes such as debt consolidation, home improvements, purchases, etc.  There are several options including fixed and adjustable interest rates up to 100% of the value of your home.


Flex Saver Arms

This First Mortgage Home Equity line of credit ARM program provides maximum flexibility and offers qualified borrowers many benefits including:

  • Interest Only minimum monthly payment
  • NO MORTGAGE INSURANCE
  • Loan amounts up to $1,000,000
  • LTV's up to 95%


Jumbo Loans

Loan amounts greater than $417,000.00. 

*Many program's available to give you flexibility and tax savings options!


STATED INCOME & STATED ASSET

REDUCES BORROWERS NEED TO BRING DOUCMENTATION GIVING A HASSLE FREE NO STRESS LOAN PROCESS


FHA, VA, USDA- GOVERNMENT LOANS


Hallmark Residential Mortgage & Commercial Lending is set up with many different lenders in order to provide you with the BEST POSSIBLE LOAN PROGRAM to meet your INDIVIDUAL mortgage needs!   An experienced Mortgage Loan Specialist will be glad to assist you in finding the right loan for you!

*Give us a call today at (336) 226-8900 or email- and let's get started!